How Calculate for Pay Zakat al-Maal for Gold?

There are 2 criteria for paying Zakat al-Maal (zakat for the property or wealth) for the gold and silver. If a Muslim's gold met these criteria, therefore he/she must pay zakat for the gold and silver owned. These ttwo criteria, are:

1. The gold is owned a year. The gold that is owned less than a year is not obligated for zakat. 
2. Reaching Nisab. The Nisab for gold is  85 grams of pure gold.

Amount of the gold to be as zakat paid is 2.5 percent.



How to calculate?

1. For the gold/silver that is not used or stored, or only used once a year the way to calculate is:

      Total amount of gold x the gold price x 2.5 %.

2. For the combination of the stored and the used gold.

(Owned gold - used gold) x gold price x 2.5 %.